Home Equity

HELOCs & Home Equity Loans

For the Cash You Need, There's No Place Like Home

Whether you need it for a dream vacation or a dream kitchen, tapping into your home's equity can help make your dream a reality. Choose from a fixed-rate loan or a line of credit that's flexible to your needs. 

Home Equity Line of Credit (HELOC)


A HELOC is flexible, letting you borrow money when you want. You can use it for large purchases like vacations, weddings, or home improvements. 

HELOC Benefits Include: 
  • Paying interest rates that are far below those paid on typical credit cards
  • Deducting the interest you pay from your taxes (contact your tax advisor for specific information)
  • Flexibility of interest-only monthly payments
  • Access funds as needed without having to re-apply



 

Home Equity Loan


A Home Equity Loan from State Bank of Cross Plains provides the money you need now with a fixed-rate loan option that works for you. It can help cover the cost of a large purchase, like a new roof on your home, a college education for your child, or an unexpected medical bill. 

Fixed-Rate Loan Option Benefits:
  • Great way to consolidate your debt 
  • Funds disbursed in one lump sum
  • Fixed monthly payments for the life of the loan 
  • You may be able to deduct the interest you pay from your taxes (contact your tax advisor for specific information) 




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